SSA FAQ
Frequently asked questions / SSA
Can I work while waiting for disability?
Yes, you can work while an application is pending, but earnings and duties may affect whether SSA finds you disabled. SSA reviews work at Step 1, including whether your countable earnings are above the substantial gainful activity (SGA) guideline.
How work can affect a pending claim
The SGA amount changes each year. Check the current monthly limits before you make a work decision. The guideline is not a simple paycheck test: SSA may consider work expenses, subsidies, special conditions, unsuccessful work attempts, and the work you actually perform.
Part-time work can still count as SGA. Self-employment has different rules. If you are unsure how SSA may count your work, keep detailed records and speak with a qualified representative before making a decision.
Trial work periods and reporting
The SSDI trial work period is generally a work incentive for people who already qualify for disability benefits. It is not a way to ignore earnings while an initial application is pending, and it does not apply to SSI in the same way.
Report work activity and changes in earnings to SSA as required. Keep pay stubs, schedules, job descriptions, records of work supports, and receipts for impairment-related work expenses. Keep a copy of anything you send.
Related guides
This page gives general information, not legal or medical advice. SSA rules and your case details matter. Check current notices and amounts with SSA or a qualified representative.